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Everything about car ownership in the UK. From insurance and road tax to maintenance schedules, running costs, legal compliance, and security. Essential guides for every car owner.
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Frequently Asked Questions
What should I do immediately after buying a car in the UK?
What should I do immediately after buying a car in the UK?
Within 24 hours: Ensure insurance is active, notify DVLA of keeper change (online or post V5C/2), and tax the vehicle. Within 1 week: Set up direct debits, book service if history unclear, check tyres and fluids, register for breakdown cover. Within 1 month: Replace cabin filter, familiarise with controls, read manual.
How do I tax my car online after purchase?
How do I tax my car online after purchase?
Tax online at gov.uk/vehicle-tax within 24 hours. You need: V5C reference number, MOT test number (if over 3 years old), and payment card. Tax starts immediately. Set up Direct Debit for automatic renewal. You cannot drive untaxed, even for 1 mile (£1,000 fine).
What car insurance do I legally need in the UK?
What car insurance do I legally need in the UK?
Legal minimum: Third Party insurance covering damage to others. Most choose Third Party Fire & Theft or Fully Comprehensive (often only £50-100 more). You MUST have insurance before driving - driving uninsured means 6-8 penalty points and £300+ fine.
When does my car need an MOT?
When does my car need an MOT?
First MOT at 3 years old, then annually. You can test up to 1 month early without losing days. Driving without valid MOT is illegal (£1,000 fine) and may invalidate insurance. Book early to allow time for any repairs before expiry.
How often should I service my car?
How often should I service my car?
Most cars: annually or every 10,000-12,000 miles (whichever comes first). Check your handbook for exact intervals. Regular servicing prevents major repairs, maintains warranty, and preserves resale value. Budget £150-300 for basic service, £300-600 for full service.