Check

Verify vehicle history and condition before buying. Complete guides to HPI checks, MOT history, service records, mileage verification, and spotting stolen or written-off vehicles.

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Frequently Asked Questions

What should I check before buying a used car in the UK?

Essential checks: MOT history (free at gov.uk) for mileage and issues, HPI check (£20-40) for finance, stolen status, and write-offs, service history verification, test drive (15-20 minutes), and pre-purchase inspection (£100-200) by independent mechanic. These checks cost £150-300 total but can save £2,000-£10,000.

Are HPI checks really necessary when buying a car?

Yes, absolutely. An HPI check (£20-40) reveals: outstanding finance (7% of used cars have this), stolen vehicle records, insurance write-offs (Cat S/N), and mileage discrepancies. Even from dealers, run your own check - if finance is outstanding, the finance company can repossess the car even after you paid.

How do I check if a car has been clocked (mileage adjusted)?

Check free MOT history at gov.uk showing annual mileage readings - mileage should increase steadily each year. Red flags: mileage decreases between tests, unusually low annual increases, or large jumps followed by small increases. Also check service book stamps match MOT mileage and wear matches claimed mileage.

What are the different insurance write-off categories?

Category A: Scrap only, must be crushed. Category B: Severe damage, body crushed, parts sold. Category S: Repairable structural damage, worth 20-40% less. Category N: Non-structural damage, worth 10-25% less. Cat S/N cars are legal to buy but ensure professional repair proof and reflect lower value in price.

How can I verify service history for a car?

For 2012+ cars: Run digital service history check (£20) through manufacturer databases to see all dealer services. For older cars: Request receipts, call listed garages to verify, cross-check with MOT history. If no verification possible, treat as 'no service history' and deduct 15-30% from market value.

What does an MOT check reveal about a used car?

Free MOT history at gov.uk shows: annual mileage readings (spot clocking), pass/fail status, failure reasons (recurring problems), advisory notices (upcoming issues), and test dates. Red flags: multiple failures for same issue, structural rust, emissions failures, or upcoming expiry.